Welcome to Clarity Financial Solutions, a specialized financial consulting practice helping
small and mid-sized business owners feel confident about their finances.
I'm here to translate complex financial data into clear insights, set up simple yet effective planning systems,
and partner with you to improve your business performance—giving you the confidence to make informed decisions for your business.
Gain
Financial Clarity
Find yourself confused by financial statements? You're not alone. I'm here to do the heavy lifting, making sense of your numbers and explaining what they mean in plain, practical terms you can actually use to make better business decisions.
Strategic Financial
Planning
Stop reacting and start planning with confidence. I'll help you understand your financial picture in a way that makes sense to you, set realistic targets, and create simple tracking systems so you always know where your business stands and where it's heading.
Build a
Thriving Business
When you understand your finances, you make better decisions. I'll help you see the financial side of your business clearly—without the jargon—so you can spot opportunities to save money, increase profits, and confidently build the business you've always wanted.
My Services
I help small business owners build strong financial foundations without the confusion. I offer straightforward financial planning and analysis that makes sense even if "finance isn't your thing."
Additional services include practical guidance on investments, financing options, connecting with investors, startup planning, and other financial needs specific to your business.
Clarity Financial Solutions
Create Your Financial Future.
Financial Planning & Analysis (FP&A)
To develop greater insight into your company’s performance and translate that knowledge into financial targets and dexterity to adapt, we’ll work together to undertake the following steps:
Reviewing Historical Performance
I'll review your business history to identify important patterns and trends in a way that makes sense to you.
1.
Creating a Clear Financial Plan
Together, we'll develop realistic financial targets that align with your goals.
2.
Quarterly Reviews
Quarterly check-ins are ideal to track progress and make adjustments as needed. These check-ins help keep you on track and confident about your business direction while gaining clarity and confidence about your finances. Quicker visibility on results also yields more timely and adept fine tuning.
3.
Unlock Your Business Potential
The success of your business depends on understanding your numbers—including growth patterns, segment performance, profit margins, trends, and overall financial health.
I'm committed to demystifying these concepts and helping you discover the keys to greater profitability in your specific business context.
Subscribe to my newsletter and receive a complimentary guide with practical financial tips tailored for small and mid-sized businesses!
Specialized Financial Services
In addition to outsourced FP&A, I offer the following services:
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Investment analysis
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Evaluation of financing alternatives
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Investor relations services
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Expense reviews
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Advice for enhancing profitability
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Other customized solutions
Who I Serve
I work with a variety of business owners who want to feel more confident about their finances, including:
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Small businesses requiring support with financial organization and decision making
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Female entrepreneurs building their business vision
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Wellness professionals focusing on growth, expansion and financial wellness
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New small business owners navigating financial basics
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Non-profit organizations seeking a balance between mission and money
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And many others seeking financial clarity
About the Founder
I’m Tracy Germani, a former investment banker and business executive turned mom, real estate investor, tireless fundraiser, volunteer for non-profit organizations, and ardent support of female entrepreneurs.
With 20 years' experience in finance, I provide outsourced FP&A and other financial solutions to give you greater clarity on your numbers, and to enhance your company’s performance.
Why Work with Me?
I combine passion for financial analytics with a commitment to making these insights accessible and empowering for you. My goal is to help you:
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Gain financial clarity — Develop a deeper understanding of your business finances to improve decision-making and boost profitability
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Implement effective systems — Establish or enhance structured financial planning with regular performance reviews
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Optimize performance — Identify opportunities to enhance profitability through targeted financial strategies
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Focus on your strengths — Maintain lean operations while concentrating on your core business competencies
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Build confidence — Feel more secure in running your business with clear financial insights supporting your decisions
Workshops & Events
I offer periodic courses and workshops on a variety of topics; here's what's coming up:
Master Your Numbers - Online Mastermind Course
Know Your Numbers. Lead with Clarity. Grow with Confidence.
This is a 6-month mastermind online course designed for small and mid-sized business owners who want to take control of their numbers, make informed decisions, and build financially strong businesses. Through expert guidance, hands-on tools, and practical implementation, you’ll learn how to analyze your business and implement an impactful financial planning & analysis (FP&A) system that supports growth, profitability, and clarity.
Limited spots available; starts May 14th!
My Packages
Individual Mentoring Session
Focused two-hour consultations addressing specific financial challenges or questions, providing immediate clarity and actionable insights. In-person (Zurich) or online.
Financial Fitness
A comprehensive review of your historical performance paired with forward-looking projections, giving you a clear understanding of your business's financial health and future potential.
3 Month Focus
A targeted three-month engagement addressing specific financial challenges through regular meetings and dedicated analysis, ideal for businesses needing focused support.
Financial Deep Dive
A comprehensive year-long partnership providing in-depth historical analysis, strategic planning, and quarterly reviews to transform your financial understanding and business performance.
I would highly recommend your services, I wish we had met when I started my business 12 years ago!
Georgina A.
I got the necessary push to do something about my finances instead of avoiding them.
Zsuzsanna J.
Tracy's expertise in navigating the complexities of business finance is truly empowering.
Katarina G.